Lending Terms

Purchase, Refinance and Development

Dramatically different, we stand out from the crowd!

Our four portals  provide information tailored to your specified area of interest.

THE BASICS

AVAILABLE FOR

  • Retail, commercial and industrial properties, residential investments, development sites and hotels
  • Purchase, refinance, development or working capital
  • Investment, trading and development
  • Investors, traders, developers and commercial owner-occupiers
  • First and second charges

AVAILABLE TO

  • Individuals
  • Partnerships
  • Companies including SPV’s (Single Purpose Vehicles), incorporated in the UK or off-shore

UNAVAILABLE FOR

  • First charges on owner-occupied private dwellings
  • Licensed premises
  • Agricultural holdings
  • Nightclubs
  • Stables
  • Kennels
  • Etc.

SECURITY

  • First or second charge over the freehold/leasehold property
  • Floating charge over the company
  • Mandate of rental income
  • Limited corporate or directors’ guarantees

INFORMATION REQUIRED

SPECIAL NOTES

  • We will always try to find an alternative way to fund your loans
  • Any valuer must be pre-approved
  • Exceptions to the above terms will be reviewed on an individual basis

TAILORED

  • These are the basics for each loan type and are subject to change.  Within each of the portals are the lending tables tailored to each area.